Terms of Use

Terms of Use

Effective date: March 12, 2026

These Terms of Use ("Terms") govern your access to and use of the Etora AI mobile application and related services (the "Service") provided by Etora AI ("we", "our", or "us"). By downloading, installing, or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 13 years old to use the Service. By using the Service, you represent and warrant that you meet this age requirement. If you are under the age of majority in your jurisdiction, you must have the consent of a parent or legal guardian to use the Service.

2. Account and Access

Certain features of the Service may require you to create an account or sign in. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3. License to Use the Service

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the Service on a device that you own or control, for your personal, non-commercial purposes.

You may not:

4. User Content

The Service allows you to upload, submit, and process photos and other content ("User Content"). You retain all ownership rights in your User Content. By submitting User Content to the Service, you grant us a limited, worldwide, non-exclusive, royalty-free license to use, process, and store your User Content solely for the purpose of providing and improving the Service.

You represent and warrant that:

We reserve the right to remove any User Content that violates these Terms or that we find objectionable, without prior notice.

5. AI-Generated Content

The Service uses artificial intelligence to process and generate images based on your User Content. AI-generated outputs may vary and are provided on an "as is" basis. We do not guarantee the accuracy, quality, or suitability of any AI-generated content for a particular purpose.

You are solely responsible for how you use any AI-generated content, including ensuring it does not violate applicable laws, third-party rights, or platform guidelines where you may share it.

6. Subscriptions and Payments

The Service offers subscription plans and in-app purchases that provide access to premium features and virtual coins. All payments are processed through Apple's App Store and are subject to Apple's terms and conditions.

Prices are subject to change. We will notify you of any price changes in advance. Continued use of the Service after a price change constitutes acceptance of the new pricing.

7. Free Trials

We may offer free trial periods for subscription plans. If you do not cancel before the trial ends, your subscription will automatically convert to a paid subscription, and your payment method will be charged the applicable subscription fee. Free trial eligibility is determined by Apple and may be limited to one trial per user.

8. Refunds

All purchases, including subscriptions and virtual coins, are processed through Apple's App Store. Refund requests are handled exclusively by Apple in accordance with their refund policies. To request a refund, visit reportaproblem.apple.com or contact Apple Support directly.

We do not have the ability to issue refunds for App Store purchases. Virtual coins that have already been spent cannot be refunded or restored.

9. Intellectual Property

The Service, including its design, features, code, graphics, AI models, and all related intellectual property, is owned by Etora AI and protected by applicable copyright, trademark, and other intellectual property laws. Nothing in these Terms grants you any right to use our trademarks, logos, or brand elements without our prior written consent.

10. Prohibited Conduct

You agree not to use the Service to:

We reserve the right to suspend or terminate your access to the Service at any time if you engage in prohibited conduct, without prior notice or liability.

11. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components. Your use of the Service is at your sole risk.

12. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Etora AI, its affiliates, officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from:

Our total aggregate liability arising out of or relating to these Terms shall not exceed the amount you have paid us in the six (6) months preceding the event giving rise to the claim, or fifty US dollars ($50), whichever is greater.

13. Indemnification

You agree to defend, indemnify, and hold harmless Etora AI and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

14. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your license to use the Service will immediately cease. You may also terminate your use of the Service at any time by deleting the app and, if applicable, canceling your subscription through your Apple ID account settings.

Sections relating to intellectual property, disclaimers, limitation of liability, indemnification, and governing law shall survive any termination of these Terms.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Effective date" at the top of this page. Your continued use of the Service after any changes constitutes your acceptance of the updated Terms. We encourage you to review these Terms periodically.

16. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved through good-faith negotiation. If a resolution cannot be reached, disputes shall be submitted to the competent courts of the applicable jurisdiction.

17. Apple App Store Terms

The following terms apply when you download the Service from Apple's App Store. These terms are in addition to the rest of these Terms:

18. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Etora AI regarding the use of the Service. These Terms supersede any prior agreements or understandings, whether written or oral, relating to the subject matter herein.

20. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

[email protected]